Jobs

BANK REGIONAL SUPERVISOR

Class Title: BANK REGIONAL SUPERVISOR
Bargaining Unit: Use for all Job Titles
Class Code: 075264
Education and Experience: Graduation from an accredited college or university with a bachelor’s degree in finance, accounting, banking or business related field and a minimum of nine semester hours of accounting and/or finance. Experience equivalent to five years of full-time professional bank examination work with a minimum of one year experience as a lead or supervisor of a bank examination team.
 
Substitution of Education for Experience: Additional graduate coursework in accounting, finance or banking may be substituted for the experience on a year-for-year basis to a maximum of one year. No substitution for the one year experience as a lead or supervisor of a bank examination team.

Other Requirements:

Necessary Special Qualifications:
  1. must possess and maintain a valid motor vehicle license;
  2. must demonstrate satisfactory completion of the FDIC Introduction to Examination School, or equivalent training provided by the Conference of State Bank Supervisors or Federal Reserve;
  3. must demonstrate satisfactory completion of the FDIC Financial Institution Analysis School, or equivalent training provided by the Conference of State Bank Supervisors or Federal Reserve;
  4. must demonstrate satisfactory completion of the FDIC Asset Liability Management School, or equivalent training; satisfactory completion of the FDIC Loan Analysis School, or equivalent training provided by the Conference of State Bank Supervisors or Federal Reserve;
  5. must demonstrate satisfactory completion of the FDIC Examination Management School, or equivalent training provided by the Conference of State Bank Supervisors or Federal Reserve.
Examination Method: Education and Experience,100%, for Preferred Service positions.

Job Overview:

Summary: Under general supervision, is responsible for financial institutions safety and soundness supervisory work of considerable difficulty; and performs related work as required.
Distinguishing Features: An employee in this class supervises safety and soundness examinations of banks, savings and loan associations, business and industrial development corporations and other financial institutions in an assigned region in the state.

Work Activities:

Judging the Qualities of Things, Services, or People:
  1. Identifies and applies regulatory rating standards/definitions (CAMELS, MOECA, AMDS) to assign ratings to the institutions’ financial components.
  2. Conducts performance evaluations for assigned subordinates.
  3. Conduct due diligence assessment of the management capabilities of financial institutions regulated or applied to be regulated by the bank division.
  4. Judges the oversight being provided by the board and management staff of the large, complex and troubled financial institution.
  5. Judges the adequacy of large, complex and troubled financial institutions’ policies to determine compliance with best practices.
  6. Evaluates and provides feedback to the Bank Division Manager of examiners’ work product submitted on examinations.
Processing Information:
  1. Serves as the Examiner in Charge of large, complex, troubled and/or proposed new financial institutions and are ultimately responsible for the processing of all financial information and reports of examinations.
  2. Calculates and analyzes the quality of earnings, capital, assets, liquidity, and interest rate sensitivity to determine the financial viability of large, complex and troubled financial institutions.
  3. Reconciles the ALLL, capital accounts, due from/due to accounts, official checks, etc. to balance the institutions financial records.
  4. Verifies and compiles information in order to prepare direct reports’ performance evaluations.
  5. Compiles and prepares ad-hoc reports as requested by department leadership.
Analyzing Data or Information:
  1. Analyzes and determines the adequacy of large, complex and troubled financial institutions’ ALLL.
  2. Reviews and analyzes loans of large, complex and troubled financial institutions to determine credit quality, potential risk of loss to capital.
  3. Examines and analyzes the use of financial derivatives as an investment or a hedge against interest rate risk.
  4. Examines and analyzes the liquidity position of large, complex and troubled financial institutions in order to determine if the institution can manage its daily cash flow needs.
  5. Analyzes new bank applications and charter conversions to determine approval or denial recommendation and/or to provide feedback to applicant on approval requirements.
  6. Examines and analyzes the capital position of large, complex and troubled financial institutions to determine the financial viability of the institution and its level of risk protection provided in comparison to the institution’s overall risk profile.
  7. Conducts bank investigations in relation to new bank applications and charter conversion applications to determine relevancy and needs.
  8. Examines and analyzes the investment portfolio of large, complex and troubled financial institutions to determine its credit quality, potential contribution to earnings and ability to provide liquidity to the institution.
  9. Examines and analyzes sensitivity to market risk on large, complex and troubled financial institutions to determine the effects of interest rate changes on the earnings and capital position based on the asset and liability structure of the institution.
  10. Examines and analyzes the earnings of large, complex and troubled financial institutions to determine its ability to fund operations, provide capital augmentation and to properly fund the ALLL.
  11. Examines the financial condition of Tennessee trust companies and bank trust departments to determine the financial viability of the institution and compliance with statutes, rules, regulations, policies and departmental bulletins to ensure a strong and viable system.
  12. Reviews and analyzes bank, trust, IT, BIDCO and money transmitter reports of examinations and visitations submitted by Examiner-In-Charge to determine the accuracy of the safety and soundness reports.
  13. Analyzes bank, trust, IT, BIDCO and money transmitter reports of examinations and visitations submitted by Examiner-In-Charge to determine appropriate regulatory response.
  14. Examines the IT systems of Tennessee chartered banks and trust companies to determine institutions’ compliance with regulatory IT guidelines, most notably those standards and best practices noted within the FFIEC’s Information Systems Examination Handbook and confirm institutions compliance with statutes, rules, regulations, policies and departmental bulletins to ensure a strong and viable IT system is in place.
  15. Conducts BSA examinations of large, complex and troubled financial institutions to determine compliance with statutory mandates.
  16. Serves as analyst to review progress reports, bank examination reports and other projects as assigned by the central office to assist in the regulation of financial institutions.
  17. Conducts examinations of nonbank financial institutions to determine compliance with statutory mandates.
  18. Expands one’s examination knowledge base and evaluates key financial ratios to assess the safety and soundness of the institutions.
Identifying Objects, Actions, and Events:
  1. Identifies information/circumstances which could alter the scope and/or assigned personnel of the examination, visitation and/or investigation to ensure appropriate action is taken.
Getting Information:
  1. Reviews correspondence, progress reports, published financials and other documentation to determine the condition of the institution.
  2. Reviews federal exam mandates to assist the Bank Division Manager in scheduling the examinations and visitations.
  3. Communicates with examiners, division manager and central office personnel to obtain information related to regulatory responsibilities, personnel issues and/or fiscal reporting.
  4. Communicates with federal regulators pertaining to all facets of regulatory responsibilities.
  5. Communicates with bank officials and other bank representatives to obtain information for bank examinations, visitations, investigations and other regulatory responsibilities.
  6. Reviews off-site monitoring bank and trust reports to assess the condition of the institution.
Evaluating Information to Determine Compliance with Standards:
  1. Ensures that the financial institution is meeting all state and federal regulatory guidelines by reviewing policies, procedures, practices, processes and financial records.
  2. Evaluates bank, trust, IT, BIDCO and money transmitter reports of examinations and visitations submitted by Examiner-In-Charge to determine compliance with the federal and state regulatory standards.
  3. Audits and approves travel claims, travel authorizations and timesheets to ensure compliance with state and department policy.
  4. Audits vehicle reports to ensure compliance with state and department policy.
Making Decisions and Solving Problems:
  1. Determines the initial CAMELS ratings to appropriately assess the financial condition of the institution.
  2. Determines if the financial institutions’ overall risk management policies and procedures are sufficient and effective in averting risk.
  3. Determines the initial loan ratings to appropriately assess the credit quality of the bank’s loan portfolio.
  4. Explains and interprets departmental policies and procedures and federal and state laws, rules and regulations governing financial institutions to institution management and the board of directors to ensure an understanding of the examination findings and recommendations.
  5. Interprets regulatory statutes, guidelines, policies and procedures for internal and external customers to determine applicability to departmental responsibilities.
  6. Makes daily decisions related to basic personnel and office management to ensure ongoing operations and the achievement of departmental goals.
  7. Determines regulatory school training needs for assigned direct reports.
  8. Approves or denies leave requests to ensure proper staffing.
Documenting/Recording Information:
  1. Prepares detailed examination narrative reports and supporting financial and statistical documents identifying legal, financial and administrative problems/discrepancies and recommending methods of improvement.
  2. Completes loan cards accurately to support loan classification rating.
  3. Maintains documentation of examination work papers in compliance with department standards.
  4. Records and maintains minutes of all staff meetings to ensure proper documentation is maintained and follow-up items are carried out.
  5. Maintains personnel documentation of direct reports to manage staff performance.
Resolving Conflicts and Negotiating with Others:
  1. Investigates and reports grievances and personnel issues to facilitate resolution.
  2. Serves as mediator and resolves conflicts among team members to ensure timely resolution.
  3. Resolves conflicts with regulatory counterparts.
  4. Assists Consumer Resources Division with resolving complaints.
Interpreting the Meaning of Information for Others:
  1. Interprets regulatory findings to the institution management and board of directors to ensure understanding of the examination findings and provide guidance.
  2. Interprets regulatory statutes, guidelines, policies, procedures for internal and external customers to determine applicability to the department’s regulatory responsibilities.
  3. Reviews examination comments from junior examiners to determine accuracy and relevancy of comments.
Provide Consultation and Advice to Others:
  1. Serves as departmental subject matter expert pertaining to the regulatory responsibilities of the region.
  2. Provides guidance and answers to regulatory questions posed by financial institutions.
  3. Provides advice and answers questions to staff as needed.
Monitor Processes, Materials, or Surroundings:
  1. Monitors performance of assigned subordinates to ensure accurate performance evaluation.
  2. Monitors the performance of direct reports’ assigned equipment to ensure proper working condition is maintained.
  3. Monitors leased vehicle upkeep, mileage, servicing and other tasks related to direct reports’ assigned vehicles in compliance with state and department guidelines.
Estimating the Quantifiable Characteristics of Products, Events, or Information:
  1. Estimates personnel resources needed to ensure appropriate staffing to complete all requirements of assigned examinations, visitations and/or investigations.
Updating and Using Relevant Knowledge:
  1. Maintains up to date knowledge of bank regulatory processes, statutes, policies, procedures, regulations and industry knowledge to effectively regulate the institutions and to serve as an information resource to internal and external customers.
  2. Completes all pre-course and course work and actively participates in required schools to learn all facets of the examination process in order to perform bank examinations.
Developing Objectives and Strategies:
  1. Develops objectives for direct reports to ensure compliance with division strategic plans.
Organizing, Planning, and Prioritizing Work:
  1. Coordinates new hire training schedule to ensure compliance with prerequisites for regulatory schools.
  2. Completes preplan assessment of large, complex and troubled financial institutions scheduled for examination.
  3. Manages and prioritizes multiple work assignments to meet established deadlines.
  4. Organizes, plans and oversees multiple meetings with management/directorate and other regulatory agencies.
  5. Coordinates quarterly staff meetings as required by departmental policy.
Establishing and Maintaining Interpersonal Relationships:
  1. Works collectively with federal regulators and other bank industry entities to ensure a balanced and consistent regulatory approach.
  2. Maintains appropriate communication with co-workers, direct reports and other collaterals at all times within the work environment.
  3. Works collectively and harmoniously with peer examiners, other supervisors, Bank Division Manager and other department staff to ensure regulatory responsibilities are completed in compliance with policy, procedure, statutes and rules.
Coordinating the Work and Activities of Others:
  1. Coordinates the operational activities of assigned regional staff to ensure continuing operations.
  2. Assigns tasks and responsibilities during examination when serving as Examiner in Charge or Operations Manager to ensure all facets of the examination process are completed per departmental and federal guidelines.
Communicating with Persons Outside Organization:
  1. Makes presentations as requested to financial institution industry to educate, provide information and solicit feedback.
  2. Establishes and maintains a variety of professional contacts with financial institution executives, federal counterparts and other personnel, accountants and lawyers to maintain up-to-date knowledge of the institutions we regulate.
Developing and Building Teams:
  1. Develops a culture of mutual trust, respect and cooperation among team members.
  2. Provides constructive feedback and assistance to department leadership, peers and subordinates as opportunities for improvement are identified.
  3. Provides leadership by example.
Guiding, Directing, and Motivating Subordinates:
  1. Works collectively with subordinate staff to identify and seek resolution to barriers prohibiting the achievement of required goals and objectives.
  2. Provides performance feedback to subordinate staff to facilitate employee development.
  3. Provides motivation to staff to ensure continued employee involvement.
  4. Directs staff to complete department initiatives within established goals.
Staffing Organizational Units:
  1. Interviews and make recommendations for hire, promotion, demotion and transfer to ensure appropriate staffing is maintained within the region to carry out regulatory responsibilities.
Scheduling Work and Activities:
  1. Schedules meetings with bank management, personnel and/or board in preparation for the upcoming examination/visitation/investigation; to provide updates on the status of the examination process; as part of the exit process; and to convey final results of the examination.
  2. Schedules meetings as needed with joint federal regulatory authorities in preparation for an examination and to coordinate the final examination findings.
  3. Schedules staff meetings, vehicle inspections and/or performance management reviews as required by departmental policy.
  4. Develops final itinerary for examination staff by Tuesday of the following week for auditing purposes and submit to the Division Manager.
Interacting with Computers:
  1. Utilizes word processing, databases, spreadsheets, search engines, regulatory and inventory software to maintain up to date information systems and generate required reports.
  2. Inputs and extracts data into and from assigned computer programs and/or websites to facilitate the execution of other assigned tasks.
  3. Sets up computers and printers and installs appropriate software at the examination site.
Communicating with Supervisors, Peers, or Subordinates:
  1. Communicates and addresses performance issues with subordinate staff as needed.
  2. Ensures all facets of the assignments are appropriately staffed and adjust in coordination with the Bank Division Manager as needed.
  3. Asks questions and seeks clarification from Bank Division Manager, examiner-in-charge and other examiners regarding assigned tasks, policies, responsibilities and procedures to ensure understanding.
  4. Provides verbal and/or written updates to the Bank Division Manager and/or examiner-in-charge pertaining to assigned examination tasks.
  5. Communicates via e-mail and verbally with Bank Division Manager, co-workers, direct reports, and departmental associates in order to suggest solutions or resolve problems uncovered in examinations.
  6. Communicates on a daily basis with co-workers and subordinates to convey work related information and coordinate work activities.
  7. Communicates with Bank Division Manager on an as needed basis to convey work related information.
  8. Solicits input from staff for quarterly manager’s meetings related to examinations, operations, personnel issues, policies and procedures.
Training and Teaching Others:
  1. Evaluates and identifies the training needs of the examination staff to facilitate their progress.
  2. Provides positive training opportunities for subordinate examination staff to ensure their continued development of examination practices and procedures.
  3. Provides information to the Bank Division Manager pertaining to required and/or needed regulatory schools for direct reports.
Coaching and Developing Others:
  1. Provides coaching and feedback to improve employee performance and development and identify opportunities for employee growth through stretch assignments.
  2. Solicits and maintains open door availability to staff.
Thinking Creatively:
  1. Designs and develops policies, procedures, forms and workflow tracking mechanisms to ensure effective operations within the bank division.
Inspecting Equipment, Structures, or Material:
  1. Inspects state issued vehicles and submits required reports to ensure proper maintenance.
Performing General Physical Activities:
  1. Lifts and transports equipment (i.e. printers, boxes of records, etc.) to be utilized at the examination site.
Operating Vehicles, Mechanized Devices or Equipment:
  1. Drives personal or state motor vehicle for designated work assignments.
Performing Administrative Activities:
  1. Maintains supervision files for all direct reports pertaining to performance management process.
  2. Maintains electronic and hard copy files in compliance with department’s policies.
  3. Approves time and labor, travel reimbursements and travel authorizations in Edison for direct reports in compliance with established timeframes.
  4. Submits accurate and complete timesheets in accordance with established deadlines in Edison.
  5. Submits expense claims, travel authorizations and reports/mileage logs according to established guidelines and timeframes.
  6. Completes and submits by established deadlines all required forms and paperwork to document continuing education requirements as well as understanding and compliance with policy and procedure.
  7. Complies with all motor vehicle maintenance guidelines and requirements for assigned leased vehicle.
  8. Maintains files of itinerary changes submitted to the Bank Division Manager.
  9. Makes copies of information as needed to maintain documentation and/or to utilize during the examination process.

Competencies (KSA’s):

Competencies:
  1. Decision Quality
  2. Developing Direct Reports and Others
  3. Priority Setting
  4. Command Skills
  5. Conflict Management
  6. Confronting Direct Reports
  7. Written Communications
  8. Building Effective Teams
  9. Fairness to Direct Reports
  10. Motivating Others
Knowledge:
  1. Basic Knowledge of Microsoft Office Software
  2. Intermediate knowledge of administration and management as it relates to bank examination
  3. Intermediate knowledge of economics and bank financial accounting
  4. Basic knowledge of communications as it relates to making formal presentations
  5. Intermediate knowledge of banking laws and regulations
  6. Intermediate knowledge of effective business writing principles
  7. Intermediate knowledge of financial mathematics
  8. Basic knowledge of personnel management principles and best practices
  9. Intermediate knowledge of bank examination process
Skills:
  1. Critical Thinking
  2. Active Learning
  3. Reading Comprehension
  4. Active Listening
  5. Financial Mathematical
  6. Personnel Monitoring
  7. Process Monitoring
  8. Technical Business Writing
  9. Instructing
  10. Coordination
  11. Negotiation
  12. Persuasive Communication
  13. Service Orientation Social
  14. Complex Problem Solving
  15. Judgment and Decision Making
  16. Systems Evaluation
  17. Systems Analysis
  18. Management of Personnel Resources
  19. Time Management
Abilities:
  1. Deductive Reasoning
  2. Oral Expression
  3. Mathematical Reasoning
  4. Oral Comprehension
  5. Written Comprehension
  6. Number Facility
  7. Problem Sensitivity
  8. Written Expression
  9. Finger Dexterity
  10. Speech Clarity
  11. Ability to Maintain Confidentiality

Tools and Equipment Used:

  1. Automobile
  2. Financial Calculator
  3. Copier
  4. Scanner
  5. Personal Computer
  6. Fax Machine
  7. Telephone

 

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